Conventional Loan
If you’re a homebuyer seeking a conventional mortgage, HPI Financial is your ideal resource. Why? Because we know the territory. We have a wealth of knowledge and experience in the financial field. Consequently, when you apply for a conventional loan with us, you’ll get the very best results … every time. High on our list of priorities is personalized service. This means we work directly with you to find a program ideally suited to your needs. HPI knows that every situation is different. So, we carefully evaluate every applicant to set the most favorable and appropriate terms.
WHAT IS A CONVENTIONAL LOAN?
It’s important for borrowers to understand that conventional home loans are unique. Unlike other types such as FHA, they are not backed by the government. Instead, they’re backed by the good standing of each applicant. To qualify for a conventional home loan in California, borrowers must demonstrate they have both good credit and the ability to make a down payment. Having solid qualifications, of course, translates to numerous benefits to applicants.
CONVENTIONAL LOAN HIGHLIGHTS
PREDICTABLE FIXED PAYMENTS
EASY TO AMORTIZE PAYMENTS
PROTECTION AGAINST RISING RATES
SAVES TIME, SAVES MONEY, MORE FLEXIBLE
WHO CAN BENEFIT?
A conventional loan gives borrowers a variety of advantages. For instance, this type of mortgage generally offers more flexible terms than those associated with government-backed programs. You’ll also enjoy greater freedom with a conventional mortgage, as it will have fewer restrictions than many of the alternatives.
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For those who value their time, conventional mortgages will prove undeniably appealing. That’s because the application process is relatively simple and straightforward. No obstacles to jump or hoops to leap through. While this simplicity means you’ll save an extraordinary amount of time, you’ll also save something else with a conventional loan – money. Because applicants are undeniably creditworthy, they receive the best rates and terms. Over the course of a mortgage, this can amount to a substantial sum.
Are you interested in learning more about getting Conventional loan?
Contact me for more information and answers to all our questions. No matter where you are in California, HPI Financial will get the right loan for you. Call me today at 408.316.2071